alt Hacker NewsI thought this was how credit cards were used the world over. It's certainly how I use them. How do Americans use them that differs from this? Color me confused.
(Also: installments. They are often the norm in my country, but I understand they are less common for Americans).
I don't think that works like that in Europe, cash backs are rare and even fewer people use them.
I have credit card only to be able to rent car on vacation. It is not used outside of that. For other payments I use debit card.