No, but my credit card has no battery, requires no cell service, is waterprrof and quite durable.
I see the advantages of the Chinese system but I really found myself missing my card.
- While payer-offline payments were possible most merchants didn't want to (and some seemed unable to) so payments in places with bad cell service were painful.
- It was a lot more steps to open the app and enter scanning mode or display your code than to just tap a card or phone.
- It was always unclear if you were scanning or being scanned, leading to friction for every payment (generally larger brands scan you and you scan for smaller merchants).
Honestly for in-person card payments are just nicer.
For online WeChat was better, but no different than Apple Pay or Google Pay except for course that it is standardized by the government.
alt Hacker News
No, but my credit card has no battery, requires no cell service, is waterprrof and quite durable.
I see the advantages of the Chinese system but I really found myself missing my card.
- While payer-offline payments were possible most merchants didn't want to (and some seemed unable to) so payments in places with bad cell service were painful.
- It was a lot more steps to open the app and enter scanning mode or display your code than to just tap a card or phone.
- It was always unclear if you were scanning or being scanned, leading to friction for every payment (generally larger brands scan you and you scan for smaller merchants).
Honestly for in-person card payments are just nicer.
For online WeChat was better, but no different than Apple Pay or Google Pay except for course that it is standardized by the government.