Isn't ZDR only the case if you "opt out" through a setting? Lots of opportunities to make a mistake here, or for the LLM provider to play games. You could be unaware of the setting. The provider could reset the setting upon subscription lapse/renewal, application update, model release, etc. A developer could accidentally use their personal subscription (w/ setting on) on a work codebase.

Also what's the timing on this setting's effectiveness? What if before you knew to "opt out" you used the agent for a refactor and your entire repo got sucked up in inference? But then you opt out the next day? Is it too late?