You shouldn't need to change the temperature regardless of those things. My house remains at 68-72F basically all the time. Thermal cycling accelerates aging of materials.
Isn't the thermal cycling greater outdoor than indoor because of the differences in the outdoor temperature between day and night? So most ordinary materials indoors should be fine with a delta of even 10 Kelvins/10 Celsius/18 F.
All of the material thermal failures I can think of come from localized and more extreme sources: electronics, lightbulbs, washing/drying clothes, washing dishes in a dishwasher. Water below freezing point too, but that's because the temperature fell below a threshold. None of these are from heating or cooling rooms directly with HVAC.
Everyone I know offline keeps their house at a constant temperature year-round, yet apparently it's controversial enough to be a downvoted opinion here? WTF?
How about sleep? Ideal temperature is 18C.
Sounds expensive at the equivalent rate of 38 cents a kilowatt hour that I pay during the day.