Embrace the pain. It's a good stimulus to avoid stagnation and improve your situation.
Just pull yourself up by your bootstraps, hit the bricks, poor people should just buy more money, etc etc.
Generalities like this dismiss the lived experience of other people.
You don't know the pain of others, especially what others hide from you.
Ah no. There's pain, and then there's pain that I would never wish on my worst enemy.
The pain I suffer gets worse with every setback and affects my work life for extended periods of time. Past a certain point you need to weigh the risks and tradeoffs, and in my calculus, for my own survival, it swung in favor of no relationships.
Everyone has a different strategy and I prescribe nothing, that is my own way