The problem is not online banking. The problem is the banks we use.
Accounting cash is extremely complicated and whether you like it or not, you will be forced to do an online transaction at some point.
Are you going to be wiring money across the country to buy stuff?
Instead of going back we should stop centralizing everything.
We are centralizing the internet with Cloudfare. We are centralizing mobile compute with Android/Apple
I don't want to be dependent on any of those platforms to access my bank