Wait but...if you use an ATM, you're going to be hit by ATM (read: middleman) fees every single time. Also, you massively increase your risk of getting hit by identity theft via compromised ATM.
> you're going to be hit by ATM (read: middleman) fees every single time.
This is highly country specific. In many countries, (at least domestic) ATM withdrawals are still free.
> you massively increase your risk of getting hit by identity theft via compromised ATM.
What exactly does a compromised ATM do in terms of identity theft that a POS terminal can't do? Both can read your card, which today is not a big problem anymore, and certainly not yours or your bank's.
> you're going to be hit by ATM (read: middleman) fees every single time.
This is highly country specific. In many countries, (at least domestic) ATM withdrawals are still free.
> you massively increase your risk of getting hit by identity theft via compromised ATM.
What exactly does a compromised ATM do in terms of identity theft that a POS terminal can't do? Both can read your card, which today is not a big problem anymore, and certainly not yours or your bank's.