You do you. I backup and install once the RC goes live. Have done for years. Only problem I recall was a few years ago Homebrew got in a tizzy for a day.

One exception maybe is for music producers. For some reason AU/VST/DAW developers don't seem to take part in the beta programs and their software can take a while to get updated. But I've happily been playing with Bitwig (with some Arturia VSTs) over the weekend on Golden Gate without issue.