Walk into bank? The last time I opened a bank account (2023), I tapped my driver's license to my phone, it got my details+photo via NFC, I took a "liveness check" video and was onboarded. This has been the workflow for many years now for consumer account openings, or installing a banking app on a new phone. I think bunq did it first around 2017. As soon as (EUDI) wallets are more standardized, both neobanks and high streets banks will adopt that too.