Agreed. Banking is the killer app imo
For what purpose? If you have a debit card, cash app, etc., what urgent need is there for a banking application?
In Australia it's pretty great: my driver's license can be provided by an app on my phone and legally must be accepted if it is. So between that and NFC payment support, a phone is the only thing I need to remember to operate outside the house.
Switch to a bank that has a website.
If they can't do online banking in 2026 your bank might actually just be some guy in a monopoly man Halloween costume.