> The program applies to all 27 San Francisco Bay Area transit agencies that accept contactless Visa tap-to-pay.
Probably has something to do with that. Why on Earth are there 27 different transit agencies in the Bay Area? Probably should be a single digit, no?
You say that, but if your SF tax dollars were paying for VTA you'd probably have stronger complaints... Moreover, public transit isn't evenly distributed even within SF so I don't think the transit agency count is an important variable.
They're all tied together through Clipper, so it doesn't make a difference to end users anyway.
The why would be the ~100 municipalities in the bay area.