Right, or paying for AI models in general.
There is a world of difference of having tens of millions of dollars and paying hundreds of dollars a month for AI subscriptions vs someone making 100k / year doing the same.
For the DHH's of the world that's not even something to think about, but for most people who are working (even in tech), now we're talking 2-8%+ of your income depending how much you use AI. Just to have the "luxury" of being able to experiment with it. I use air quotes on luxury because I personally find a lot of AI results to be quite bad, but then again, I'm not spending hundreds of dollars a month on the premium models.
The premium models are worth 10% of your income at least.
There is no future without these models. They truly are an entirely different league than the cheap stuff. You can move mountains with Astra or Opus 5.5.
You can pay $5 for deepseek 4.1 flash and be on the pareto frontier. And you can pay between $20-200/month for a huge amount of usage of the absolute frontier models. I was concerned about costs a year ago but with the proliferation of great cheap models, I think it's no longer a concern at all. I'd be fine if I could only use 4.1 flash.