The only reason I don't drive an EV is that I live in an apartment building that won't install chargers. Given this limitation, I drive a Corolla hybrid and it's great - it drives smoothly like an EV, and mileage is good (although war in the middle east isn't great for prices). If it was practical for me to have an EV, I would probably stay clear from Toyota. Even though they have a great reputation for reliability of their hybrids, they spent decades bad-mouthing EV and the bz4 is markedly less reliable than their hybrids. Hyundai Ioniq 6 is looking good I guess.
I live in an apartment as well and my area has really good transportation. We don't commute to work with the car. There are various reasons why we did car-sharing nonetheless.
In the end our family decided to buy a car. We got an EV. Our use is sporadic and one could argue that if money was our priority, buying the car was a mistake.
So in this situation, having an EV is fine. The only downside that I found is that I spend a bit too much money on McDonald's. This is because the cheapest chargers are next McDonald's where I live. But it's not a problem, just a funny hiccup.
I had to sell my EV and go back to ICE for the same reason: my new apartment didn't have EV charging, and non-Tesla DC fast-chargers in my area (Seattle/Tacoma) were unreliable as someone would come along every few weeks and cut off the charging cables for the copper, and it would then take more weeks for them to be repaired. The infrastructure was simply too unstable, but it did only cost me $300 in electricity for the entire year previously that I owned it.