But this is not a personal card. It is a credit card. Who in the world would even notice this detail?
This whole exercise sounds like a minimalist circlejerk that was only possible in a ZIRP environment.
> only possible in a ZIRP environment.
Why did interest rates matter to Apple, a company famously averse to extended or significant borrowing?
It is a personal card, not a credit card.
This isn't about the Apple Card. It's about an iOS app called "Cards" which lets you physically mail personal cards straight from your iPhone.