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juiceland • yesterday at 10:59 PM • 1 reply • view on HN

When you add a card, your bank creates a device-specific Device Account Number, encrypts it, and sends it to Apple w/ a key used to generate a unique sec code for each transaction.


Replies

Dylan16807 • yesterday at 11:12 PM

And is that information stored on the phone? Do Apple's servers need to be running for me to make a purchase?

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