To be a millionaire, maybe, but a $300/month scrather habit over 20 years, in a 401k that's just the SP 500 gets you a quarter million dollars, which isn't nothing to retire on, vs approximately $0 from scratchers.
Dude no offense but you must be vastly overestimating how many people can save $300 a month. We're talking about people buying couple lottery tickets a month.
Dude no offense but you must be vastly overestimating how many people can save $300 a month. We're talking about people buying couple lottery tickets a month.