I understand this is snark, but if you think about it, this is already implemented in electrical infrastructure. If I use too much power, the circuit breaker trips to protect me and protect the electrical grid. OP is about a billing breaker, but the parallels should be obvious.

If the CEO of the electric company didn't mandate circuit breakers, he should go to jail.

Analogies are not the core of your cognition.

Utilities required for basic survival are expected to remain on for obvious reasons. Like not letting people die.