Counter argument, this is the sort of thing that, especially for a smaller business or individual, can be the difference between a bad night and bankruptcy.

Sure it sucks that critical services blinked out at 2am. But what sucks even more is finding out the image on my ASG had a vulnerability that allowed someone to install a bunch of bitcoin miners which kept me fully scaled from midnight to 2am.

Or more likely, that a mistake in terraform 1000xed my spending.

Most people have predictable spending and could easily say "don't spend more than 10x what I normally spend". Or 1.5x, or 2x, 3x, etc. All depending on how they want to balance a runaway cloud expense.