I find Google AI Studio / Dev Platform / whatchamacallit one of the worst in this.

When video models just came out, I wanted to make a short clip. Gemini didn't have enough control back then, so I started in Studio. I had $10 on my account. Try, try, try, not good, retry, altogether maybe 20-30 retries with 4 choices for a 10 second video.

Wake up next morning to an email from Google - my Studio account is frozen because of negative balance.

I check it, it's at -$160. Not financial ruin, but a painful sum for a 10-second video I didn't even use in the end.

I don't think there was (or is) a setting in there that says "stop everything when I'm in the negative".

Almost a year later, it's still as bad. Trying to make some music via Lyria, I need to wait 10-12 hours for the API charge to show in my costs. Now I had the bitter lesson, I wait after every major novel experiment to see how much it costed me.

Coding is solved, my ass.