Cheque bounce cases are counted as criminal cases in India and make up a sizeable chunk of the backlog. However it hasn’t been changed to a civil matter, even though it is on policy makers and the legal fraternity’s radar.
Furthermore, courts are paid for primarily by states. The tech solution would run into the same resource constraint that is already present.
All of this ignores a more fundamental aspect of the legal system, having a chance to have your case heard by a competent authority. Institutional sinews are built by doing the hard things and investing in it.