Just to be clear, the difficult choice is not whether to use OpenAi/Anthropic/Grok/... versus a local LLM.
The choice is whether to hang out with people with whom you can't be sure they don't have a Plaud/Pocket/.. in their literal pocket which is continuously listening.
Unfortunately the set of such people will eventually be shrinking more and more until eventually only a few tinfoil folks are left. Dystopian? Just think back w.r.t. continuous tracking by Google/Facebook/.. Unthinkable 30 years ago, total standard today. Try to count the fraction of your emails that don't actually reside on a MSFT or Google server because the other end has an account there. That fight is over. You can just as well join them.
True homies will invite you over to chill nude in their Faraday cage.