I think prediction is about something you don't know. What happens in the future is that you might come to know.
For example, we predict that there is gold in X location.
We speculate that there is gold in X location. We predict that gold will be found in X location.
When I read the first part of Origin of Species, Darwin made predictions where, I thought, "oh, that's just genetics and DNA." (Of course, he didn't know at the time.)
In addition to your example, there has been a pretty continuous supply of "predictions" that Einstein made that later proved correct when experiments were run.