This article slightly mixes condo and HOAs. HOAs are covered under 720 and it does not have the same rules (which are less stringent) than condo’s

Condo rules are much stricter than HOAs

State of Florida also puts caps on fines - the max is $100/day or $1000 for a single violation. But that’s after a period to cure and then due process meetings (made up of homeowners not board members) who may waive or not fine at all or defer.

A homeowner can also fix the problem and later have the same problem again but not be fined if they fix in time.

The foreclosures are for extreme cases and a lot of HOA attorney shops don’t charge a retainer but will tack on fees that are paid back to the HOA attorney and association.

To get to that point takes a long time