...yes? It doesn't literally kill you if use more tokens than usual?
And we're talking about subscription plans from OpenAI/Anthropic here. Switching to a different model and/or harness if the price changes isn't a "the world has run out of opioids and I'm going to need a detox center" level crisis.
You're describing the impact of overuse or moving to another dealer, not withdrawing from it altogether ;)