> And no, pretty much nobody is using cryptocurrencies

That's just not true, and I'm not talking about "you can pay with Bitcoin in the store" use case but the stable coin use case for settlement, which you can see Stripe expand a lot in the past years.

I wouldn't say "pretty much nobody" uses cryptocurrency.

The truth lies somewhere in the middle. But in terms of mass adoption? I wouldn't say that has happened, because there is still too much friction in terms of dealing with your own opsec, keeping your keys secure, etc. Like I don't see average Joes going into it en masse. But anyone with enough determination will use it.

I say this as someone who is personally opposed to the technology on principle, but I'm not deluded to think that nobody else is using it either. It has a market.

>pretty much nobody is using cryptocurrencies

Step out into the wider world and that isn't remotely true.