Something is missing from this story. From the info in the article there is no way a DA could be confident or convincing a jury to convict. Beyond a reasonable doubt is a very high evidence bar and the many hacks of ssn and address info that the defense could bring up would make this bar impossible to meet. Add to it the defendant getting up on the stand and being able to say “I don’t know anything about this account” convincingly because she’s not lying (we are assuming), and every juror knowing it could be them on the stand next. Impossible to get all 12 jurors to convict. There’s no way any DA (who are all obsessed with their win rate) would press charges unless there was some convincing evidence connecting the defendant to the account. An SSN and address alone are not convincing to anyone.