crypto has its own chain based fees that are transferred to the miners that when crypto is actually used on chain get much higher than typical banking fees.
Off peak USDC/T transfer fees are very low, which I referred to in my post. Your comment directly implied that the exchanges take a cut on deposit.
Off peak USDC/T transfer fees are very low, which I referred to in my post. Your comment directly implied that the exchanges take a cut on deposit.