> Black Friday is coming soon though

A few weeks before Black Friday a couple years ago, I noticed a listing on Amazon for a high-end AI card for around $40,000 (maybe a B100, don't recall). The listing had the automatically inserted Xmas season note "Free returns until Jan 31." I spent a serious minute pondering if I could float the cash for the ~40 days between the credit card bill being due and returning the card. :-)