Same here, I’m on Claude Ultra and Codex 100 plan. I mainly use Claude Desktop with heavy cloud usage, and Codex to avoid Claude restrictions. I’m even now starting to tell Codex to control Claude desktop, because Codex can create secrets, store them, etc, while Claude cannot.
If there’s anything I need to track (medical appointments, discounts, etc), I just setup a schedule or create a service that I host on my local Debian server.
When I’m out of tokens I’m giving Argon a try. Works surprisingly well for research.