1 - Deepseek for non-important stuff, 50 bucks seems to last forever. Claude annual 200 bucks sub (my main one), and Gemini 20 buck a month sub to complement Claude when i run out of usage. There is some kind of extra Argon allowance at the moment, so it's pretty solid.

2 - Deepseek is my pay as you go one... I only use it for small stuff, mostly as a way to validate API use on some implementations.

3 - Claude code and antygravity, I have not gotten anywhere near one of the other harnesses, i see them as the React of AI.

4 - No

5 - No