I can't take bunq seriously because every time I approve a direct debit I keep seeing two transactions in the log -- one already processed and another still pending and also asking me to enter the pin again after it was approved.
Peak clown computing.
Some ~4 years ago i had the iOS app. It would open without touchid or a passcode. It would execute transfers without a PIN or biometrics.
Leaving your phone unlocked basically meant someone could drain your account.
I reported it, zero response. Bunq, not even once.