alt Hacker NewsI recently had a family member with a medical emergency in a foreign country with only 1 direct flight to cross an ocean, and there was a narrow window of time to buy the very limited supply of lie flat seats needed to make the trip so medical care could be resumed as quickly as possible.
It was nice to be able to spend $30k+ on short notice. With modern security features, there is no need to enforce an arbitrary time limit if the payer accepts the risks.
What exactly do you mean by sending that $30k at your own risk? Like are you suggesting if you sent it to the wrong entity (say they turned out to be a scammer) and the bank shrugged, you'd be fine with it because you took the risk? If yes, do you think most people would? I feel like most people expect more safeguards and recourse when the transaction amount is higher, not less.