alt Hacker NewsBecause these API are not meant to be public for the end user to use.
Access to that kind of data requires regulation, a lot of it and that's why Third Party Providers exist. There are a lot of them in Europe and they're not expensive.
I actually didn't expect to find anything about bunq around here but I have to say they're the worst bank I've worked with. When we started working with them, their API were broken and the devs had no idea why. It seems to have improved recently but it's definitely not a bank to praise for their API.
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> Because these API are not meant to be public for the end user to use.
I know, that's my point. It's a stupid decision.
> Access to that kind of data requires regulation
It's my data. I want to access it how I see fit.
> There are a lot of them in Europe and they're not expensive.
I already have a bank and I already pay them. I don't want to pay anyone else to be able to use my bank account in a way that suits me. Sadly, there aren't many good options.
Someone mentioned Wise, and they do seem pretty interesting. But it makes no sense why common high strees banks refuse to cater to power users, or even to users who aren't using mainstream devices.
Bunq… It’s great that they have an API, but to use it, I had to clone their SDK, and manually fix everything that was broken, add some workarounds, and now it works. Documentation was all from the announcement in 2016, me using it was ~2022, and some undocumented things changed since. Still, better than no API, which is what everyone else seems to offer.
And now we have a paypal-like shopping experience via SEPA Instant Payments, all our PayPal hating customers are happy ;)