I've hated all budgeting apps I've used and found them to be always restrictive, expensive, or envelope (YNAB) focused. I don't really need a "budget" app, more of a personal finance app. I just want to be able to review all my family's transactions and look at cash flow and track net worth, so I built my own. A few of my friends were interested, so I gave them access. I'm seeing more and more of these budget apps bring in LLMs which is such a bad idea. The only AI I built is opt-in and uses Jev AI to auto categorize transactions that are stripped of info.

If any one is curious, it's on https://dumplingmoney.com/