>>so unless I'm targeted by a three letter agency it's not something worth worrying about.
I'm not so sure about that - I used to have some fancy cars in the past and I've heard many stories from people saying they've been followed to car parks, home, or had only the keys stolen from their home and nothing else - fancy high end cars are almost always stolen "on order" and not by opportunistic thieves. These are the kinds of people who will research what is needed to take your car before they come to your home.
That kind of organized car theft is somewhat localized and not evenly spread tbh. For instance, I live in a pretty major city that actually does have an issue with crime. But car jackings and car theft in general are significantly lower than a lot of other places approximately our size in the country. The prevailing theory is they’re just isn’t an easy way to do anything with them, it often depends in if there is a reliable way to get rid of the cars. Where I am, people usually just joyride them to another state or somewhere and ditch them after committing other crimes with it