Sub 1% of the planet has access to cutting edge frontier AI.

Sub 1% of the planet has any practical use for the top tiers of AI systems. That will likely always be true.

The gap between the haves and have nots will drastically widen further, and very quickly. The bottom ~95-97% will be left behind in a way that will be impossible to overcome. The age of AI + robotics will just make it that much harder to climb for most people, these are systems that are in aggressive, direct competition with human labor. And in short order the AI + robots will be vastly superior to human labor (it doesn't really matter if we're speaking in terms of 10 years or 30 years).

AI will consolidate the winnings. The gigantic gains by the elite rich related to AI over the past few years, is merely a hint of what's to come. Capital will win as it always does.

There will be some gains for most everybody else, those gains will be comparatively trivial though. A house bot that saves people an hour of labor here and there, AI that automates some trivial life tasks.

AI has no money, it has no wealth, it owns no capital. For now. If you want to avoid the brutal human vs AI/robot competition arena: own capital, own the AI, own the robots.