Evolution cannot optimize for maximum harm. Natural viruses only evolved to reproduce, with the harm just a side effect. Humans can combine features of multiple natural viruses. There's no obvious reason why we couldn't make something with both the infectivity of measles and the lethality of rabies, as well as resistance to all known antivirals. If something like that gets out it's probably civilization ending.
With a nice and long incubation period. We wouldn't even know what happened util *pop*