Well, no you have it completely backwards. The scenario where every large institution generates their own software stack using AI is one where the sale price of software is zero (there is no demand) but there is a cost (it's whatever the AI companies want to charge, with almost infinite leverage since this organization can't do it alone)
That would hold only if they are creating their stack over and over again. For the vast majority of what people want to do, make their purpose bound app once and go to work. Advancing tech for the sake of a new font loading do-dad or whatever is pointless. Look at all this crap we made over the last 30 years, and here we are back to preferring text.
Nope, it's you that is completely wrong. I can already run Qwen-3.8-27B on my 2021 64GB M1 Max Macbook Pro at a totally acceptable tok/s. The hardest part was waiting for the download to complete. It's free modulo cost of electricity.
I can build almost any piece of software I can dream up, the data never leaves my machine, and there's literally no way for anyone to charge me any price ever.