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beloch • yesterday at 8:30 PM • 2 replies • view on HN

It's surprising most MLM's are still so obvious. AI is going to be revolutionary for scammers. We're rapidly moving past call-bots that are good enough to bilk seniors. Imagine a MLM where the thousands of other suckers lining up to do the same thing are effectively invisible to the mark. That small fee the mark pays will seem like an unusual and extraordinary exception, but a necessary one. Suspicions will be allayed slickly, deadlines will be adjusted to add just the right amount of pressure, and the payoff will always be tantalizingly close. Every mark's online presence will be scraped so they can receive a custom tailored experience designed to press all their buttons.

It's also going to be about as easy to hold a data-centre in Nigeria responsible for scams running on their hardware as it is to prosecute a crooked call-centre in Mumbai today. AI-supercharged MLM's are going to be harder to block too. A call-centre can be blocked by telecoms (even if most don't currently bother). A MLM exploiting multiple forms of social media, websites, and networking apps on top of phones?

We need to start pressuring our governments to devote more resources to police anti-fraud units. We can't rely on journalists do this job.


Replies

nickff • yesterday at 8:59 PM

>"It's surprising most MLM's are still so obvious."

From what I have heard & read, the obviousness is either intentional or unintentionally helpful, because it filters out people who would eventually figure out the scam (and would take up the scammers' efforts in the meantime). That said, more complicated frauds like what you're describing will likely proliferate.

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varispeed • yesterday at 9:56 PM

I had a phone call the other day from someone identifying as police officer saying they raided a house and found something likely belonging to me and there is ongoing investigation. They knew my basic personal details. What was interesting that there was almost no gap between what I said and their response and voice sounded quite natural. I kept it for a while, because once I had a doctor call me who sounded like AI, but it was actually his real voice and it was embarrassing as I called him out for being AI. Anyway, they tried to get me to fill a police form (they knew my email as well) - this is where I realised this is a 100% scam. The email was spoofed. I reported this to the police, but they were not interested. I thought impersonation of police officer would be a serious matter. Apparently not in the UK.

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