Yeah, so it isn't intended to you. It is intended to be electronic cash, where the seller still has accountability for regulators and the buyer has some minimal amount of protection.

You need to read more carefully. "Cash-like tokens in your wallet under self-custody." would be correct. Taler has no accounts.

> Also claiming buyer privacy when the money ultimately has to come from a bank transaction or another digital transaction leaving some sort of trail is a false illusion.

Don’t all state currencies ultimately come from banks? This feels much closer to cash in practice, which also comes from banks, yet I’d say it’s compatible with privacy.